# Peaceful Loans — Unbiased Home Loan Advisor in India

Unbiased home loan advisory for borrowers seeking ₹2 Crore+ home loans in India. We help you secure the lowest interest rates and best terms. We work for you, not the bank.

## Why Peaceful Loans?
- **Unbiased Advice**: We are a boutique advisory, representing you, the borrower, rather than the banks or builders.
- **Save Money**: We search and compare all major public and private banks to ensure every paisa is saved.
- **Spot Mis-selling**: We read the fine print to uncover hidden fees and rules banks hide.
- **Maximum Sanction Limit**: We help you secure the highest LTV (Loan-To-Value) and optimal terms.

## What We Verify
1. **Hidden Charges**: Processing fees, legal/technical costs, doc handling fees, stamp duties.
2. **Spread Adjustments**: Disclosed vs hidden spread variations over the loan tenure.
3. **Prepayment Friction**: Branch visits, foreclosure penalties, online prepayment facilities.
4. **Forced Insurance**: Illegal cross-selling of loan insurance products.
5. **After-Sale Service**: Ease of statement retrieval, online rate change requests, NOC issuance.

## Lenders We Compare
We cover Canara, Bank of Baroda, SBI, ICICI, HDFC, Bank of India, and other major lenders.

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